Inclusion governance
Guidance for how an organization builds accountability, participation, and inclusion into its decisions.
Home OUR METHOD
OUR METHOD
GOVERN BETTER. MEASURE CLEARLY. TRANSFER WISELY.
We connect the way an organization manages human and artificial work to the evidence an underwriter needs to understand its exposure.
ONE COMMERCIAL MODEL
Six stages. A continuous responsibility.
Consider a company using AI to approve supplier payments. Accountability, spending authority, approval records, tested limits, coverage discussions, and remediation all belong in the same risk story.
- 01
Govern
Define who can hire, spend, approve, and act—and who is accountable.
- 02
Measure
Map a hiring decision or an AI payment approval to the people and value it can affect.
- 03
Price
Give underwriters evidence to consider potential loss, controls, and pricing.
- 04
Assure
Check that review processes, spending limits, and escalation paths work in practice.
- 05
Transfer
Explore policy terms and market appetite with a licensed broker. Coverage requires insurer agreement.
- 06
Remediate
Correct a failed process, support affected people, and strengthen controls before renewal.
THE EVIDENCE ARCHITECTURE
Three standards. Connected work.
Human work
Requirements for a human resource management system that supports how people work and how that work is managed.
AI work
Requirements for an AI management system, including responsibility, oversight, and continual improvement.
ORGANIZATIONAL SERVICE MANAGEMENT
Policies become working processes.
Assign responsibilities, document handoffs, track decisions, and maintain a route to challenge or correct an outcome.
INCLUSIONSCORE ASSESSMENTS + AIV
Working processes become evidence.
Assessment findings show maturity and gaps. The developing AIV framework estimates economic exposure from delegated AI authority.
UNDERWRITER REVIEW
Evidence supports a market decision.
A submission can include an exposure inventory, authority limits, control tests, loss information, dependencies, and a remediation plan. Underwriters evaluate appetite, wording, pricing, and conditions.
THREE DIFFERENT OUTCOMES
Structure. Readiness. Coverage.
01
Standards alignment
A documented approach to meeting relevant guidance or requirements. Any claim of certification needs a separate valid assessment and scope.
02
Insurance readiness
Evidence is sufficiently organized for a useful underwriting conversation. It does not require an insurer to accept the risk.
03
Actual coverage
Protection depends on an insurer’s agreement and the issued policy or binding documents, including the effective date, terms, limits, and exclusions.
THE NEXT STEP
Bring your risk story into focus.
Start a conversation about your organization, your exposure, and the evidence that matters.